BDI is a member organisation, separate to the BBKA, made up of Member Associations. The minimum payable by each Member Association to BDI Ltd, as a condition of membership, is £2 annum for each of its beekeeping members which insures 1-3 colonies.

BDI should not be confused with the insurance provided by the BBKA as part of its Registered Membership package. (See Insurance FAQ's below).

BDI insurance becomes effective each year from the time that the member's association receives his or her membership subscription and any additional BDI premium is received. Premiums are paid in respect of the calendar year, 1st January to 31st December, irrespective of the date on which they are actually paid. However, cover will not commence until 40 days have elapsed from the payment of the premium, where such payment is made after 31st March. This is known as the 40-day rule.

Beekeeping members can insure more colonies for the following additional premiums:
Up to 5 colonies (including the basic three) an additional £2.00
Up to 10 colonies (including the basic three) an additional £5.25
Up to 15 colonies (including the basic three) an additional £7.75
Up to 20 colonies (including the basic three) an additional £9.50
Up to 25 colonies (including the basic three) an additional £11.10
For 26 colonies (including the basic three) and up to a maximum of 39 please consult your Association Treasurer,  or the designated Association member who deals with BDI subscriptions. BBKA Individual members should contact the BBKA directly. Find out more about Bee Diseases Insurance

BDI Insurance only covers England and Wales. (Scotland and Northern Ireland have differing levels of inspection, which are not under the responsibility of Defra.)